การเปลี่ยนแปลงพฤติกรรมทางการเงิน
…t a year."
Khun Yay continued asking, “Do you drink?"
"Yes, I drink."
"How much do you spend a year drinking alcohol with
your friends?"
"Khun Yay, if you multiplied the amount of money spent
on cigarettes tw…
We have learned about the roads leading to ruin numerous times, but we have never implemented the principles to avoid them into our daily lives. When we suffer, we blame society or someone else. Luang